Genki
Health insurance built for remote workers and digital nomads living abroad.
Edition 2026
The best travel insurance
Every policy looks the same until you claim. This list is built entirely from the exclusions page, which is the only part of the document that decides anything.
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Also listed
Not ranked yet
IATI Seguros
A Spanish travel insurance provider offering medical and cancellation cover for trips abroad.
SafetyWing
Subscription-based health and travel insurance designed for people working while travelling.
World Nomads
Travel insurance aimed at backpackers and adventure travellers, sold online by the trip.
How we judged this
Fixed before anything was ranked
What we look at
- Medical limit and repatriation cover stated as a figure
- Pre-existing conditions handled by declaration, not by silence
- Exclusions page readable before purchase, not after
- Published claim payout time and rejection rate
- A 24-hour line that a person actually answers
Helps if you have it: The full policy wording with exclusions, and published claim settlement statistics.
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