Edition 2026
The best travel insurance
Every policy looks the same until you claim. This list is built entirely from the exclusions page, which is the only part of the document that decides anything.
What we look at
- Medical limit and repatriation cover stated as a figure
- Pre-existing conditions handled by declaration, not by silence
- Exclusions page readable before purchase, not after
- Published claim payout time and rejection rate
- A 24-hour line that a person actually answers
Helps if you have it: The full policy wording with exclusions, and published claim settlement statistics.
Nothing in this list yet. If you know something that belongs here, add it. Name and a link is enough.
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